We are student-led.

Here to help you!

The Easy Cred was founded by two college students who want to help create a platform that serves as a one-stop-shop for all things credit. The main purpose of The Easy Cred website is to serve as an educative platform or a sort of cheat sheet for credit, its purpose, function, and surrounding aspects. The Easy Cred also helps seamlessly walk you through the process of applying for a credit card, establishing a strong credit score, and maintaining said credit score. For those already well-versed and knowledgable in credit, we also help show how to utilize your strong score to help get a head start on your life financially.

Benefit Your Future

Understanding credit extends further than definitions and concepts. Knowing the ends and outs of credit scores and the credit industry can allow a college-aged individual to build strong credit which opens vast opportunities to be able to increase their credit limit, position themselves for future major purchases, and make loan applications much easier.

A Common Issue

Recent studies have shown that up to around 50% of college students do not have their credit card under their name. Whereas up to 40% of those who do have their own cards report having credit card debt, which correlates to low credit scores.

A Simple Process

For those without a credit card, if you follow the right steps to establish a high credit score once you get your first credit card, then you can have up to a $20k to $30k credit limit by the time you finish college. Those already with a credit history can still do the same by maintaining strong credit.

An Easy Recovery

If you have debt or a poor credit score, you can still adjust to get those high credit limits and financial freedoms. Again, it all comes down to following the right steps, and although it can take some time, you can still be in a great financial position by the time you reach early adulthood.

Many Financial Benefits

The opportunities unearthed once you have an understanding of credit scores and cards are endless. A good credit score allows you to be financially free and responsible all at the same time, making any future purchases or financial decisions seamless.